Of course there are many factors involved in whether or not you should file for bankruptcy protection. If you can foresee not being able to make your monthly payments or if you cannot pay more than the minimum required payment on your credit cards, you should talk to an attorney about whether filing for bankruptcy is a good option for you.
You should definitely talk to an attorney before you cash out your 401(k), get a second mortgage on your house or take out a consolidation loan to pay off your debt. At Milby Law Offices, P.A., initial consultations are free and will help you make an educated decision about what is best for you and your family.
Call today to schedule your free consultation with an experienced bankruptcy attorney. 316-262-7696.